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Product

Instant liquidity and
flexible B2B financing

FutureBNPL digitises and automates all financing between businesses. You collect instantly, your customers pay later, we bear the risk.

Modular solution

Activate only what you need

Each module works independently or as part of a complete solution. You decide.

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KYB + IBAN Check

Digital onboarding in seconds. Identity, solvency and bank account verified automatically.

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Real-time credit scoring

Algorithms that assess buyer risk in seconds. They improve with every transaction.

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Credit insurance

Coverage up to 100% of each invoice. Use our insurer or connect your own.

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Immediate financing T+1

Each sale advanced within 24 h. No debt on your balance sheet, no bank credit impact.

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SEPA B2B collections

SEPA mandate management, direct debits, reminders and automatic reconciliation. No chasing payments.

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Modern B2B payments

BNPL, instant transfers, SEPA and Open Banking on a single platform.

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Default management

Automatic retries, amicable or legal recovery. Insurance activated without bureaucracy.

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Dispute resolution

Full traceability. Dedicated support to protect the commercial relationship.

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API / Plugin integration

Documented APIs, SDKs and plugins. Live in days, without disrupting your operations.

How it works

From order to collection
in 5 automatic steps

Everything happens in the background. You sell. We handle the rest.

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Customer places order

Chooses to pay in 30, 60 or 90 days at checkout or ERP.

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Instant scoring

Buyer verified and scored in seconds, no paperwork.

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Insurance activated

Invoice insured 100% against default at approval.

You collect within 24 h

Full amount received. Customer pays later.

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Automated collection

SEPA B2B, reminders and reconciliation — no intervention.

No bank impact · No defaults

What changes vs.
the traditional model

Traditional model
Collect in 60–90 days (or more)
You bear default risk
Hits your bank credit line
Slow manual management
Real cost: 2–3% of sales
With FutureBNPL
Collect in 24 h, always
We bear 100% of default risk
No bank credit impact
Full automation
Pay commission per successful transaction only
Request a product demo →