Automatic B2B reconciliation:
every payment matched to its invoice, in real time
No more end-of-month manual cross-checking. Every collection — direct debit, card, transfer, BNPL — is automatically matched to the corresponding invoice. Discrepancies detected instantly. Accounting export ready for your ERP.
Manual reconciliation is the most expensive bottleneck you can't see
Your finance team spends days each month cross-referencing payments with invoices in spreadsheets. A partial payment, a grouped payment or a discrepancy of a few cents can block an entire closing. Every error found late costs more than fixing it on time.
Endless spreadsheets
Bank statements, SEPA files, card batches, individual transfers — all cross-referenced manually in spreadsheets that nobody else understands.
Hidden discrepancies
A partial payment, an unexpected refund, a VAT rounding. Every mismatch requires manual investigation. Some aren't detected until the audit.
Never-ending closings
Monthly closing is delayed because the reconciliation doesn't balance. Your finance team stuck on repetitive tasks instead of strategic analysis.
Multiple sources, no connection
SEPA direct debits, card collections, transfers, BNPL instalments — each channel with its own statement, format and logic. Impossible to unify without a platform connecting everything.
Reconciliation that happens by itself: intelligent matching in real time
FutureBNPL links every bank movement to its invoice at the moment of collection. Not at month-end. Not from a file. The instant the money arrives.
Every payment matched to its invoice
The engine cross-references amount, reference, client and date to link every bank movement to the corresponding invoice. If there is an exact match, reconciliation happens in under 3 seconds.
All payment methods, one single view
SEPA direct debit, card, transfer, BNPL instalments, payment link — every collection reconciled with the same logic, regardless of method. One unified dashboard.
Mismatches detected instantly
Partial payment, wrong amount, duplicate payment or unexpected refund: the platform detects it in real time and alerts your team with full context to resolve it quickly.
Data ready for your ERP and accounting
Each reconciliation generates a standardised record with date, amount, method, reference and status. Exportable to your ERP (SAP, Odoo, Holded, Dynamics) or downloadable as CSV/Excel for accounting.
Native reconciliation: not a patch, built into every collection
Reconciliation shouldn't be a separate process. In FutureBNPL, every collection is born reconciled because checkout, smart collection, credit and accounting share the same platform.
Native, not bolted on
Not an external integration or a module importing files. Every collection that passes through FutureBNPL already contains all the information needed to reconcile itself.
Multi-method in a single view
SEPA, card, transfer, BNPL instalments, payment links. Each channel reconciled with the same logic. One dashboard for everything.
Real-time, not month-end
Reconciliation happens when the collection is made, not when someone opens a spreadsheet. Your accounts receivable balance always up to date.
Full traceability
Every operation records who paid, when, by which method, against which invoice and with what result. Auditable at any time. Without rebuilding from scratch.
Reconciliation comes included with every payment module
It's not a module you contract separately. Automatic reconciliation is a native capability that activates the moment any collection passes through FutureBNPL — whether smart collection, checkout, subscriptions or payment links. It works because we process the payment and have all the information from the source.
Frequently asked questions about automatic B2B reconciliation
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